No credit, building credit, or great credit — keep that score climbing higher with a simple loan that’s backed by your savings.

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Key Features

  • Improves Your Credit
  • Competitive Rates
  • Local Processing
  • Quick Decisions
  • Establish or boost your credit score with one account
  • Loan secured by funds deposited into a Regular Savings account
  • Loan amount determined by share account balance
  • As you make payments, your funds become available for withdrawal
  • Repayment terms customized to fit your unique situation
  • Quick, local decision-making and processing
  • Attentive, friendly service from start to finish
  • Routing Number: 241283945
  • APR = Annual Percentage Rate
  • APY = Annual Percentage Yield