Bank anytime, anywhere, on practically any device. Take control of your banking experience with our mobile services.
Key Features
- Bank Anywhere
- Bank Anytime
Not A Member? Get Started Today
- Competitive rates and boosted convenience online and offline
- Powered by Visa® and accepted practically anywhere
- No annual fees
- Buy what you need with greater speed and security
- Make and manage your payments 24/7
- EMV chip included for greater security
- Includes a 25-day grace period
- Cash advances available from any institution or ATM displaying the Visa logo
- Quickly replace your card if lost or stolen
Manage Your Card Online
It’s easy! Just register to gain total control of your card — and the rewards you earn.
Ready to apply for an auto, marine, recreational vehicle, or personal loan? Save time and apply online.
- Competitive rates for home purchase, refinance, or construction
- Available for primary residence, second homes, vacation homes, or investment properties
- A wide range of terms customized to your unique situation
- Variety of financing programs available:
- Pathway Mortgage
- Fixed-Rate Mortgage
- Construction-to-Permanent Mortgage
- Vacant Land Loan
- Helpful loan advisors with working knowledge of the local real estate market
- Pre-approval for extra confidence when buying your home
- Refinance your current home to potentially lower your rate
- Quick, local decision-making and processing
- Attentive, friendly service from start to finish
Mortgage Center
From rates to advice, find all the home financing info you need, all in one spot.
Enjoy surcharge-free access to your money worldwide
Alliance One ATM Money Pass ATM
Looking to deposit cash? Easily search for deposit accepting ATM through our Alliance One or Money Pass networks.
Who can join Commodore Perry Federal Credit Union?
Credit unions are for everyone, but not everyone can belong to a given credit union. The members of each credit union must share a “common bond”, such as being employed at the same workplace, belonging to the same church or fraternal organization, or living in the same neighborhood.
Members of Commodore Perry Federal Credit Union must either live, work, worship, or attend school in Ottawa, Sandusky, Seneca, Wood, or Hancock County, or be an immediate family member of an existing member. You can also join if you have a family member who lives, works, worships, or attends school in Ottawa, Sandusky, Seneca, Wood, or Hancock County, even if they’re not a member!
Being a member of Commodore Perry Federal Credit Union requires you to have at least $5.00 in savings at all times during your membership.
When you become a member, you’re not a customer, you’re an owner!
Because credit unions are not-for-profit financial cooperatives, they can operate solely to meet the needs of their members. Credit unions offer a variety of savings and lending services based on membership needs.
Credit unions are governed by their members, for the benefit of the members, each having an equal voice in the operation of the credit union. The membership annually elects unpaid, volunteer officers and directors who establish the policies under which the credit union will operate. Officials must be from within the credit union’s membership. Voting is under democratic principles, each member having one vote, regardless of how much money a member has in shares.
B.O.S.S. up and learn how to:
- Raise your credit score
- Budget
- Pay off debt
- Qualify for loans
- Save more money
With the B.O.S.S. program at Commodore Perry Federal Credit Union!
Talking about money can be a little intimidating, overwhelming, and maybe even a little scary. It doesn’t have to be that way! We want everyone to have the opportunity to feel empowered and confident in making financial decisions, because these decisions can have the biggest impact on our lives. We want you to have the tools and knowledge to make the best choices about your money, like a BOSS!
If you want to improve your credit, save more money, and improve your financial situation, here is your sign; your time is now. We’ll be here every step of the way to cheer you on and help guide you to success.
Enroll in the B.O.S.S. Program Today!
Member Digital Services
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Account to Account Transfers (A2A)
Account to Account (A2A) Transfers allow you to start a funds transfer to or from another financial institution through Online Banking or at our branches.
To get started, you’ll need to sign our A2A Agreement Authorization. You can sign the form by completing the link below and completing via e-signature, or in person at any of our branches.
You will need to have some important information about the accounts you would like to get set up for transactions. This includes:
- The name of the financial institution
- The institution’s routing ABA number
- The name on the account
- The account number
- The account type (savings, checking, loan, etc.)
- Proof of account ownership
Commodore Perry Federal Credit Union only allows transfers between accounts of which you are a legal owner. A full list of the terms and conditions for A2A transfers including any applicable fees is available in the A2A Agreement Authorization.
Get Started
Ready to get set up? You can complete the A2A Agreement Authorization online or stop in to any of our branches to get your account set up!
E-SIGN A2A AGREEMENT AUTHORIZATION
Apply For a Credit Card
- Competitive rates and boosted convenience online and offline
- Powered by Visa® and accepted practically anywhere
- No annual fees
- Buy what you need with greater speed and security
- Make and manage your payments 24/7
- EMV chip included for greater security
- Includes a 25-day grace period
- Cash advances available from any institution or ATM displaying the Visa logo
- Quickly replace your card if lost or stolen
Manage Your Card Online
It’s easy! Just register to gain total control of your card — and the rewards you earn.
Apply for Loan
Ready to apply for an auto, marine, recreational vehicle, or personal loan? Save time and apply online.
Apply for Mortgage
- Competitive rates for home purchase, refinance, or construction
- Available for primary residence, second homes, vacation homes, or investment properties
- A wide range of terms customized to your unique situation
- Variety of financing programs available:
- Pathway Mortgage
- Fixed-Rate Mortgage
- Construction-to-Permanent Mortgage
- Vacant Land Loan
- Helpful loan advisors with working knowledge of the local real estate market
- Pre-approval for extra confidence when buying your home
- Refinance your current home to potentially lower your rate
- Quick, local decision-making and processing
- Attentive, friendly service from start to finish
Card Controls
Temporarily lock your CPFCU Debit Card to prevent new purchases, without having to cancel your card. Download the CPFCU Mobile App to take advantage of this card feature.
Download for Apple Download for Android
Debit Card Application
- Free Mastercard® debit card accepted around the globe and online
- Safer and more convenient than carrying cash or using checks
- Eliminate cost of purchasing checks
- Purchases appear on your account statement for easy tracking
- 24/7 access to funds via ATM withdrawals
- Use card to access your money for free at any Commodore Perry FCU ATM
- Easily replace your card if lost or stolen
eStatements
- Save paper and save the environment
- Fast, free, and easy alternative to paper statements
- Easier to retrieve info when needed
- Eliminate a paper trail
- Reduce chances of fraud and identity theft
- Arrive faster than paper statements
- Simplify record keeping
- Easily access past statements
- Ability to download for permanent storage or print if needed
- Receive email notice when new eStatement is ready
Enrollment Instructions
- Must be an online banking member user
- Follow link and sign into mobile banking
- Select enrollment preferences
- Select Enroll
Find an ATM
Enjoy surcharge-free access to your money worldwide
Alliance One ATM Money Pass ATM
Looking to deposit cash? Easily search for deposit accepting ATM through our Alliance One or Money Pass networks.
Make a Loan Payment
LoanPay offers members a way to make their loan and credit card payments online.
You have the option to register and create an account or use Express Pay for one-time payments.Please note: depending on your device, you may need to zoom your screen out to use LoanPay.
Mobile Banking with Mobile Deposit
Mobile Banking
- Fast, free, and secure service for members enrolled in online banking
- Available to all Commodore Perry FCU members
- Easily keep track of your finances — even on the go:
- View account balances and transactions
- Review history
- Transfer funds between accounts
- Receive alerts
- Pay bills
- Available via any web-enabled mobile device
- Use this service in two convenient ways:
- Save valuable time and effort; avoid an extra trip to a branch
Mobile Deposit
- Deposit checks anytime, anywhere from your mobile phone
- Free service for members with a Commodore Perry FCU checking account
- Save time, avoid unnecessary trips to a branch
- Deposit your check with a few taps of your finger:
- Take a picture of the front and back of your check, following the on-screen instructions (make sure you sign it)
- Select the checking account into which you want to make the deposit
- Enter the check amount
- Verify that everything on the screen is correct, then submit it
- We'll confirm that the check has been received
Important: When you endorse your check for mobile deposit, please also write "For Mobile Deposit Only at Commodore Perry FCU.”
Please note: your account must be open for at least 60 days to be eligible for enrollment in Mobile Deposit.
Mobile Wallet
Add the convenience of your CPFCU Mastercard Debit Card to your phone! Simply access the digital wallet on their phone and just add the debit cards details. Once your information is entered, you will need to contact a member of our team to activate your mobile wallet card. Simple, Secure, & Convenient!
Call for Mobile Wallet Activation: (419) 898-3366
Online Banking & Bill Pay
Online Banking
- Free, secure, and easy-to-use online service for Commodore Perry FCU members
- Manage a number of banking activities anytime, anywhere with internet access:
- Access eStatements
- View account balances and history
- Transfer funds between accounts (one-time and recurring transfers)
- View checks written
- Make loan payments
- And more
Bill Pay
- Pay one-time or recurring bills with ease for free:
- Schedule payments in advance
- Set up payment reminders
- Ensure payments are received on time
- Have all payee information in one convenient place
- Retain funds until paper drafts are presented for payment
- Avoid paper clutter
- More secure than paper billing
- Make more time for yourself; fewer bank trips necessary
- Print or download to popular financial management software like QuickBooks or Quicken
Order Checks
We're excited to now partner with Main Street Checks for your checking ordering needs. If your last check order was placed prior to November 24, 2023 please reach out to a member of our team to place your order.
Oak Harbor: 419-898-3366
Port Clinton: 419-734-4419
Elmore: 419-862-0377
Shared Branching
- Use member credit unions nationwide as if you were at your home branch
- Over 5,000 compatible branches
- Over 2,000 self-service locations (open 24/7)
- Locations available in all 50 states
- Conduct a number of transactions at any member branch, including:
- Deposits
- Withdrawals
- Loan payments
- Make transfers between accounts
- And more
- Simply bring in the following materials:
- Your home credit union's name
- Your account number
- Valid government-issued photo identification (i.e. state driver's license or US passport)
Branch Locator
Use any of the following methods to find the CO-OP location nearest to you:
- Search online by ZIP code, address, or city
- Call 888-748-3266 to find a location or 888-837-6500 for live personal assistance
- Text a ZIP Code to 91989 to find nearby shared branch locations
- Download the free shared branch locator app for iPhone® or AndroidGet it on Google Play™
Text Banking
Text Banking allows you to send text messages to Commodore Perry FCU and receive important information about your account. Once enrolled for text banking, you can also set up your eAlert Subscriptions to be sent as text messages directly to your mobile phone.
Sign Up for text banking services in our Mobile App today! Simply login to the mobile app, Choose the "More" option in the bottom right hand corner of the app home screen, then select "Text Banking." Follow the sign up process and then you're all set to request account information via text message. Text Banking is a free service!
Add a New Checking Account
We've got checking accounts to fit everyone's needs! Whether you're looking to earn interest on your balance, earn cash back on your purchases, or have the simple ease of a free checking, Commodore Perry FCU has the account for you.
Open Kasasa Cash Back Checking
Financial Counseling
B.O.S.S. up and learn how to:
- Raise your credit score
- Budget
- Pay off debt
- Qualify for loans
- Save more money
With the B.O.S.S. program at Commodore Perry Federal Credit Union!
Talking about money can be a little intimidating, overwhelming, and maybe even a little scary. It doesn’t have to be that way! We want everyone to have the opportunity to feel empowered and confident in making financial decisions, because these decisions can have the biggest impact on our lives. We want you to have the tools and knowledge to make the best choices about your money, like a BOSS!
If you want to improve your credit, save more money, and improve your financial situation, here is your sign; your time is now. We’ll be here every step of the way to cheer you on and help guide you to success.
Enroll in the B.O.S.S. Program Today!
Skip A Payment
A skip payment offer is a member service that Commodore Perry FCU offers to our members. It allows borrowers to skip a scheduled loan payment without incurring late fees or damaging their credit score. Borrowers should carefully consider the terms and potential long-term costs before deciding to skip a payment. Please contact us if you have additional questions on how skipping a payment may affect your loan and financial situation.
You can conveniently process a skip payment on eligible loans via online banking or by completing the form below.
TruStage
As a valued member of Commodore Perry Federal Credit Union, you can help protect your family with coverage designed to fit your life and budget.
Commodore Perry FCU is helping protect members by making Consumer Insurance available. The full program suite includes AD&D, Auto & Home, and Life Insurance.
Also, every Commodore Perry FCU member is eligible for a no-cost accidental death and dismemberment policy. To learn more about services available, and to register for your no-cost policy, follow the link below.
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